Analysis Of The Affordable Care Act - 1047 Words

To the Editor: Under the Affordable Care Act, health insurance companies cannot refuse anyone coverage or charge a higher amount for any health problems that existed before a new health coverage plan begins. However, with the Republican agenda to â€Å"repeal and replace† Obamacare, coverage for pre-existing conditions could be on the chopping block. The proposed Graham-Cassidy Health Care Bill gives flexibility to the states to design their own health care systems. With this, states could waive the provision that caps how much insurance companies can charge; thus, they could charge those with pre-existing conditions more (Collins, 2017). Furthermore, this plan would also allow states to waive certain essential health benefits covered†¦show more content†¦However, none of the proposed Republican plans have brought forth legitimate plans to solve these issues. The Graham-Cassidy Health Care Bill would discontinue the individual mandate that requires everyone to have health insurance, or else pay a fine. This was implemented under the Affordable Care Act to bring more healthy people into insurance plans to lower the premiums for everyone on the plan. The Republican plans propose a continuous coverage requirement to keep healthy people on insurance. One idea is to charge a 30% higher premium for a year to those that had a 63-day insurance lapse over the previous year. According to Robertson (2017), â€Å"the waiver as proposed in the new amendment would enable states to instead allow insurers to price plans based on health status for those without continuous coverage. So they could be charged more than the 30% surcharge.† However, those that are the most likely to have a lapse are the lower socioeconomic classes, but they are also unlikely to rejoin the marketplace because they cannot afford the increased premiums. Ezra Klein (2017) explains how the individual mandate was already too weak to bring enough healthy individuals into the marketplace, but he also states that the continuous coverage requirement is weaker. It could lead to a death spiral, which happens as premiums rise and a group of healthy people leaves the insurance plan causing premiums to rise again and another group of healthy individuals toShow MoreRelatedAnalysis Of The Affordable Care Act810 Words   |  4 Pages The title of the article found in the latest releases of the Kaiser Family Foundation website is Ten Ways That the House American Health Care Act Could Affect Women. This article breaks down the new American Health Care Act (AHCA) and compares it to the Affordable Care Act (ACA), with a special emphasis on the impact on women. The ten points discussed in the article are as follows: â€Å"Medicaid eligibility, capping federal Medicaid and Planned Parenthood, abortion coverage, tax credits, premium andRead MoreAnal ysis Of The Affordable Care Act1183 Words   |  5 PagesWhen the Affordable Care Act (ACA) was enacted on March 23rd, 2010, it transformed the lives of people all over the US, in states who expanded. It allowed families to qualify for government programs such as Medicaid, CHIP, and government subsidies, and for young adults to stay on their parent’s insurance until the age of 26. The ACA was a sign of relief and good news for all but two groups, lawful permanent residents and undocumented immigrants. In 2012, DACA recipients under the DREAM Act also becameRead MoreAnalysis Of The Affordable Care Act1331 Words   |  6 PagesContraception services are known to be expensive and many women in the United States depend on their employer to have access to contraception services. The Protection Patient and Affordable Care Act (also known as Obamacare) created by the Obama administration aimed at making birth control benefits accessible to as many women in the U.S. With Barack Oba ma’s presidency at an end and Donald Trump as the newly elected president of the United States, women under the Obamacare program now risk losingRead MoreStakeholder Analysis of the Affordable Care Act778 Words   |  4 PagesStakeholder Analysis According to Roy, 2013 the issues of providing the affordable care act will unite both the supporters and offenders of the public policy, but in this current situation where the input costs are rising, it will become impossible for government in managing the public policy related to affordable health care. In order to provide affordable health care, majority of the US government has tried out different policies time to time, but unable to get success in realizing the actual policyRead MoreAnalysis Of Affordable Care Act1136 Words   |  5 Pages Former President Barrack Obama made history back on March 23, 2010, by signing into law comprehensive health famously known as Affordable Care Act (ACA). Am going to explore major provisions of this act in this section of this paper. Here are the major takings from this act:1 âž ¢ Enlargement of Medicaid program to incorporate 138% more of federal poverty-stricken people who fall below the age of 65 years old. âž ¢ Establishment of health insurance platform that offers a means through which citizens whoRead MoreAnalysis Of The Affordable Care Act871 Words   |  4 Pagessemester, I thought it will progress in a better way since the number of uninsured has been steadily decreasing with individual mandate in the Affordable Care Act. However, as the second semester started, everything has changed. On March 6, 2017, House Republicans introduced the American Health Care Act (AHCA), beginning to repeal and replace Affordable Care Act (ACA). In the bill, AHCA eliminates the penalties on individual mandate and replaces it with a continuous coverage requirement. Since thenRead MoreAnalysis Of Repealing The Affordable Care Act1058 Words   |  5 PagesNY Times: In the beginning of the article, it discusses how the GOP is removing the individual mandate within the Affordable Care Act along with the attempt at tax cuts. According to the Republicans, every individual’s tax cut will expire in the end of 2025 in order to speed up the passage of the bill. They also say that by repealing this mandate, Republicans would save the U.S. billions of dollars over the next 10 years. Basically, the mandate repeal would save over $300 billion over those 10 yearsRead MorePolicy Analysis : The Affordable Care Act Essay2037 Wor ds   |  9 PagesPolicy Analysis Outline I. Delineation/Overview of Policy under Analysis A. Area of policy to be analyzed. President Obama signed the Affordable Care Act on March 23, 2010. This law puts in place widespread health insurance reforms that expanded out over the last 4 years and continues to change the lives of many Americans today. Health care reform has been an extensively debated topic for multiple years, and the ACA is the first effective attempt at passing a law aiming to make health care not onlyRead MoreThe Affordable Care Act : A Critical Analysis Essay10519 Words   |  43 Pages The Affordable Care Act: A Critical Analysis Bryan Erik Nelson Swartz Webster University - - - Executive Summary An abstract is a single paragraph, without indentation, that summarizes the key points of the manuscript in 150 to 250 words. For simpler papers in Paul Rose’s classes, a somewhat shorter abstract is fine. The purpose of the abstract is to provide the reader with a brief overview of the paper. When in doubt about a rule, check the sixth edition APA manual rather thanRead MoreThe Affordable Care Act Case Analysis988 Words   |  4 PagesLet’s face it, the healthcare system in the U.S. is broken. The passage of the Affordable Care Act (ACA or Obamacare) in 2010, was designed to â€Å"fix† the issues and provide access to health insurance for 30 million uninsured and underinsured Americans. This has been the biggest move in healthcare since establishing Medicare and Medicaid in 1965 (Moncrieff Lee, 2011). My stance on the ACA is pretty bland, at best. As with most things, there are pros and cons in every situation. The main cons